Medical expenses occupy a strange position in the financial system. They are personal, often unavoidable, and frequently disconnected from consumer behavior or spending discipline.

Anyone who has ever called the IRS knows the drill. Thirty minutes on hold, maybe longer, listening to the same recorded message loop while wondering if a real person will ever pick up.

The One Big Beautiful Bill Act, signed into law on July 4, 2025, created a brand new deduction that lets taxpayers write off interest paid on car loans.

Nobody wants to think about criminals rifling through their financial life, but tax return fraud has turned into one of the biggest headaches facing American taxpayers.

Sales tax seemed pretty manageable when you first opened your doors. You had local customers, one state to deal with, and the whole process took maybe an hour each month.